Shared ownership

Read Ryan and Charlotte's story here

Shared ownership is a part buy/part rent scheme that is partly funded by the government and aims to help first-time buyers.

It is designed as a stepping stone to completely owning your own home, allowing you to buy what you want when you can afford it.

Buying through shared ownership makes you an owner occupier, not a part tenant. You start off buying a share in your new home on a 999-year lease.

We aim to sell to first time buyers who are able to afford the cost of shared ownership but are unable to buy a suitable home in any other way. We will offer properties to people who live in the immediate area, or with a local connection.

Reasons for buying through shared ownership:

Affordability: Shared ownership is a great way to get on the property ladder, as it requires a smaller initial deposit compared to buying a home outright.

Stability: Shared ownership provides a stable living arrangement. Owning a share of a property gives you more security and control over your living situation.

Investment: Owning a property, even a share, can be a good investment. Over time, property values tend to increase, which means your share of the property could be worth more in the future.

Download our shared ownership application form

Shared ownership home for sale

Two bedroom home available in Cotswolds village

A beautiful two-bedroom home on an executive development in Corston, near Malmesbury, is available for shared ownership.

The house, in sought after Southside Close, Corston, was built just four years ago and, thanks to our shared ownership scheme, is available for just £90,000 for a 30 per cent share.

“It’s a really rare opportunity to buy a house on this lovely estate,” said White Horse Operations Director Belinda Eastland. “It’s not often you could move into somewhere like this for £90,000, but of course there is the chance to buy more shares than that. Anyone interested just has to give us a call and we can talk through the options.”

Number Four Southside Close has a large and airy kitchen diner and a lounge with patio doors to the large and beautifully maintained garden. It also has two designated parking spaces at the front.

The kitchen diner has stylish Paula Rose units and worktops, an electric cooker and a gas hob.

There is a large modern bathroom on the first floor and a ground floor WC. The house has LPG gas heating and is well maintained.

“It’s a very cost effective way to buy such a beautiful home,” said Belinda. “The owner will pay rent, which includes a service charge, to us on the remaining portion of the house but the buyer can increase their share of the ownership as and when they can afford it.”

Corston is on the edge of the Cotswolds, midway between the M4 and Malmesbury. “It’s a lovely area and we are certain there will be a lot of interest in the house,” said Belinda. “We would particularly welcome interest from local people with residency, work or family connections to the village or neighbouring parishes.”

For more information call 01380 850916 or email: info@whitehorsehousing.co.uk.